AIG Life Of Canada & Great West Life Corruption articles
Hicks/AIG Main
Introduction
Margaret's Story
Chronology of Events
Bad Faith
Insurance Practices
AIG Fraudulent Acts
Gret West Life close file illegally
Great West Life Reinstate policy after threat of Criminal Investigation
Coping with Major Depression
Coping With Major  Depression

Margaret Hicks - AIG Life of Canada story
BY RON HICKS:  MARGARET'S HUSBAND ORIGNALLY PUBLISHED - APRIL 2003

 
Chronology Of Events Page Two
(19) August 15, 2002: Letter received from Tower Administrative Company

Requesting for the second time the forms that are the subject of their letter of July 30, 2002.

Note: Nowhere in any documents received from AIG including the employees manual does it state who holds the policy.


(20) August 15, 2002: Letter from Margaret to Canada Life

'The letter informed Canada Life that we would take the necessary legal action against them for their part in the conspiracy to delay and or deny Margaret's claim for short-term disability benefits.

It was obvious to both Margaret and myself that AIG, Tower Administrative Services and Canada Life were not acting in good faith when processing Margaret's claim for short-term disability benefits. Six weeks had past.  We felt that AIG were going to do what ever they could to make sure, she did not get her benefits.  AIG knew they did her a great wrong and if Margaret got her benefits this would be evidence of their mistreatment of her.


(21) August 23, 2002: Letter from TAS - More  information required to assess Margaret's claim.

(A ) I phoned TAS (Margaret was ill) and told her that Margaret filled out the employee statement form and mailed it with the forms the week of July 15/02. She stated that they did not receive it. (If they didn't receive it how could they forward Margaret's file to Canada Life?)

(B) We did not know at this time AIG held the short-term policy, TAS gave us the impression that Canada Life held it and they were responsible.

(C) I told TAS, Margaret would not fill out the form 14 until she was well enough to consult a lawyer first because of privacy issues and the fact Margaret would be taking legal action against AIG. I told her I would get her a report from her psychiatrist and forward it to her. She hung up the phone on me and would not return any of my calls as I kept trying to get in touch with her all day.

(22) September 3, 2002: Letter to Margaret from Marjory C. Mackay (Human Resources Manager AIG)

(A) Claims they have not heard from Margaret. (false statement)

(B) Contains false comments regarding Margaret's efforts to obtain disability benefits.

(C) Demands that (which were already done) Margaret forward forms to TAS or Canada Life and or return to work by September 9, 2002 or AIG would assume she had voluntarily resigned her position with AIG Life of Canada.

(D) Comments threatening to fire Margaret,  regarding articles on Scoreboard.


(23) September 3, 2002: Letter to AIG confirming Margaret has not voluntarily resigned her position with AIG Life of Canada

(24) September 3, 2002: Letter from Tennis Canada

More Ostracism practices to try and intimidate Ron Hicks from publishing.

The letter from Tennis Canada said they had been contacted by Blaney McMurtry suggesting to Tennis Canada, that their logo on our site indicated to our users that they "Tennis Canada" was associated with Scoreboard.

The letter asked us to remove the Tennis Canada logo but despite the articles on the website we would still be receiving their press releases and they welcomed links to their site.

This letter is proof that AIG's lawyers (Blaney McMurtry) were trying to discourage Ron Hicks from operating Scoreboard's website and exposing AIG for what they did to Margaret.  They were using unethical practices by defaming Scoreboard to our sponsors and news suppliers by miss-representing the truth.


(25) September 6, 2002: Letter from Marjory C. Mackay (Human Resources Manager AIG)

(A) They wanted to ensure that Margaret understood the procedures for claiming STD.

(B) Requesting that Margaret provide the required documentation and signatures to TAS.

(C) The letter also states that if AIG do not receive either the signed forms or Margaret did not return to work by Monday, September 16, 2002, they would assume that she had voluntarily resigned her position and would take the necessary action to issue her Record of Employment.


(26) September 9, 2002: Letter to AIG from Margaret

(1) In the letter Margaret stated she had her Doctor fill out all forms that TAS had sent her. She also had forwarded the employee statement form (again) and that Margaret objected to filling out the form 14 (Ontario Mental Health Act) until she had heard back from the Ontario Human Rights Commission or had consulted a lawyer first.

(2) Margaret offers to supply AIG and TAS with all the information they need from her Doctors regarding her current claim for disability benefits.

(3) AIG's actions are forcing her to either return to work (when she is unfit) or quit.

(27) September 11, 2002: E-mail to: Blaney, McMurtry

Suggesting I (Ron Hicks) would voluntarily take down the articles from the website if Margaret received monies from the short-term disability plan that she was entitled to. Also, AIG would agree to resolve this issue within a certain time frame and we would not proceed in Criminal Court.

(28) September 19, 2002: Letter to Tower Administrative Services

(1) Employment statement form (second copy signed and mailed - they claim they did not get the first one, yet it was in with the Doctor's forms they acknowledged receiving)

(2) Form 14 (Mental Health Act) completed.

(3) Signed letter from Margaret's Psychiatrist stating, Margaret was too ill to work. It made clear that Margaret is depressed and cannot work for an indefinite period of time.

(4) The Doctor's report on Margaret's condition from their first meeting of August 22nd, 2002 was also included.

(29) September 20, 2002: E-mail received from Blaney McMurtry

The e-mail claims to be in response to my e-mail of Sept. 11, 2002 but the attachment deals only with procedures to claim disability benefits, not with my suggestions (27.)

(30) September 23, 2002: E-mail from Blaney McMurtry

More Ostracism practices

Demands Ron Hicks remove the articles from Scoreboard's website or they have instructions to commence legal action immediately.


(31) September 23, 2002: Cheque received for claim submitted in June 2002

TAS made a statement that medical benefits Margaret was entitled to under her benefits plan would not be paid until her claim was approved by AIG.

(A) It took almost 4 months for Margaret to receive a cheque for $22.50. The claim was submitted on June 27, 2002.

(B) We were told by TAS that Margaret would not get any medical benefits that were submitted until her claim for short-term had been approved. This cheque was sent because Margaret ( via phone) was able to convince TAS that it was for a regularly schedule appointment for her Lichen Planus injection.

(C) For medication Margaret was forced to rely on free samples from her Doctors and welfare to pay for her prescriptions after we ran out of money. Note: we cashed in all of our locked-in RRSPs and with my (Ron Hicks) medical problems I have not been able to earn an income to cover for the loss of Margaret's income.

(D) We never had the monies AIG stated Margaret owed in their letter dated March 26, 2003.


(32) September 23, 2002: Letter received Blaney McMurtry to Ron Hicks

This letter is the subject of an e-mail dated Sep. 20, 2002. In addition to dealing with procedures for applying for short-term disability payments, it also states regarding the short-term benefits "that these benefits are paid for by AIG."
(33) September 23, 2002  Letter to Mr. Peter McCarthy (President) AIG Life Insurance of Canada from Ron Hicks

This letter explains Margaret health condition and why we suggest an out-of-court settlement with AIG.

(34) September 26, 2002: Letter from Blaney McMurtry

More Ostracism practices

(A) A copy of another letter they sent to Look Communications' lawyer that is false in nature and defamatory to Scoreboard Canada Inc. and Ron Hicks. They were trying to get Look to take Scoreboard's website down.  However, Look did not agree with AIG's statement that the website defamatory.

(B) Follow up, letter to Look. but Look still did not comply because they did not have the authority to take Scoreboard's website down. 

(35) September 27,2002: Letter received from Mr. Peter McCarthy President and Chief Executive Officer AIG

Advising us to forward all correspondence regarding AIG Life of Canada and Margaret Hicks to their legal counsel, at Blaney McMurtry.

Page Three click here